Get approved for quick and consistent access to working capital, always there when you need it.
A business line of credit is a type of small business loan that provides flexible and revolving capital whenever you need it. Based on your revenue and credit score, we provide businesses with a predetermined line of cash that can be withdrawn as it's needed. The total amount and interest rate are set yearly. Once repaid the credit line can continue to be used as you need.
Most businesses receive between a 4.5% - 14.0% annualized interest rate (APR) on the balance of their credit line.
-560+ Credit Score
-1+ Years in Business
-ZERO Liens or Collections
When you have good credit and a solid business history, lines of credit generally provide the lowest interest rate out of any funding product. While a line of credit can be approved faster than a traditional bank loan, it generally takes longer than most other products requires extensive financial records such as financial documents, tax returns, and more. Once it's established, it's yours to use as much as you need (there's no need to re-apply).
Our team's here to explore the best options, answer any questions, and pre-qualify your business for financing.
Our application takes less than 5 minutes to complete. We approve most businesses in 24 hours or less.
Once your application is approved and your contract signed, we'll transfer you cash the following day - It's that simple.